Washington Banking Company operates as the holding company for Whidbey Island Bank, which provides community commercial banking services primarily in northwestern Washington. Its deposit products include demand deposits, checking accounts, money market accounts, savings accounts, and certificates of deposit. The bank’s loan portfolio comprises commercial loans, including secured and unsecured loans for working capital and expansion; real estate mortgage loans, including one-to-four family residential loans and commercial real estate loans; real estate construction loans, including commercial real estate, one-to-four family residential construction, and speculative construction; and...