Cash Flow for WEBSTER CITY FEDERAL BANCORP (WCFB)

Cash Flow for WEBSTER CITY FEDERAL BANCORP
Dec 31, 2003 Mar 31, 2003 Dec 31, 2002
Net Income
Net Income 1,187,000 306,000 1,437,000
Operating Activities, Cash Flows Provided By or Used In
Depreciation 91,000 15,000 210,000
Adjustments To Net Income - - 89,000
Changes In Accounts Receivables 132,000 69,000 -62,000
Changes In Liabilities 206,000 449,000 28,000
Changes In Inventories - - -
Changes In Other Operating Activities -242,000 12,000 -276,000
Total Cash Flow From Operating Activities 1,374,000 851,000 1,427,000
Investing Activities, Cash Flows Provided By or Used In
Capital Expenditures -41,000 - -3,000
Investments -2,973,000 757,000 -4,966,000
Other Cash flows from Investing Activities - - -
Total Cash Flows From Investing Activities -3,014,000 757,000 -4,970,000
Financing Activities, Cash Flows Provided By or Used In
Dividends Paid -801,000 -185,000 -731,000
Sale Purchase of Stock -28,000 - 200,000
Net Borrowings 8,000 -188,000 -32,000
Other Cash Flows from Financing Activities 639,000 1,713,000 174,000
Total Cash Flows From Financing Activities -181,000 1,341,000 -388,000
Effect Of Exchange Rate Changes - - -
Change In Cash and Cash Equivalents -1,821,000 2,948,000 -3,931,000