| Cash Flow for Wilshire Bancorp Inc. (WIBC) | | | | After Hours: $ 11.17 | 0.00 (0.00%) | Volume: 5.03 k | 4:04 PM EDT Oct 10, 2008 | | | | | | | Cash Flow | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Net Income | 26,806 | 33,942 | 27,760 | 19,458 | 12,817 | | Provision for Loan Loss | 14,980 | 6,000 | 3,350 | 3,567 | 2,770 | | Depreciation & Amortization | 4,275 | 3,316 | 2,540 | 2,052 | 1,872 | | Deferred Income Taxes | (53) | (1,516) | (2,694) | 730 | (1,256) | | Change in Assets (Receivables) | (444) | 20,251 | (7,679) | (3,227) | (15,809) | | Change in Liabilities (Payables) | (1,826) | 4,780 | 6,531 | (2,813) | 4,276 | | Investment Securities Gain | (42) | 2 | - | (272) | - | | Net Policy Acquisition Cost | - | - | - | - | - | | Realized Investment Gains | (7,490) | (11,478) | (8,290) | (8,822) | (6,248) | | Net Premiums Receivables | - | - | - | - | - | | Change in Income Taxes | - | - | - | - | - | | Other Non-Cash Items | (4,222) | (3,485) | 8,565 | 10,807 | 7,387 | | Net Cash from Operating Activities | 31,983 | 51,811 | 30,081 | 21,481 | 5,808 | | | | Proceeds from Sale/Mat. Inv. | 140,522 | 67,400 | 74,716 | 91,776 | 68,086 | | Purchase of Investment Securities | (188,388) | (72,200) | (122,602) | (119,021) | (89,042) | | Net Increase Fed. Funds Sold | (732) | (1,015) | (1,592) | (2,742) | (1,006) | | Purchase of Property & Equipment | (485) | (1,450) | (4,407) | (1,478) | (2,551) | | Acquisitions | - | 5,906 | - | - | - | | Other Investment Changes, Net | (256,809) | (286,300) | (244,786) | (259,871) | (232,581) | | Net Cash from Investing Activities | (305,892) | (287,660) | (298,672) | (291,335) | (257,095) | | | Net Change in Deposits | 11,098 | 292,011 | 310,760 | 242,457 | 237,661 | | Cash Dividends paid | (5,864) | (5,497) | - | - | - | | Repayment of Long Term Debt | - | (41,000) | - | - | - | | Change in Short Term Debt | - | - | - | - | - | | Issuance of Long term Debt | 155,774 | - | 56,083 | 12,000 | 34,464 | | Issuance of Preferred Stock | - | - | - | - | - | | Issuance of Common Stock | 138 | 474 | 480 | 1,815 | 385 | | Purchase of Treasury Stock | (1,262) | - | - | - | - | | Other Financing Activities | 1,286 | 899 | (3,430) | - | (1) | | Cash from Financing Activities | 161,172 | 246,887 | 363,893 | 256,271 | 272,509 | | | | Effect of Exchange Rate Changes | - | - | - | - | - | | Net Change in Cash & Equivalents | (112,737) | 11,039 | 95,302 | (13,583) | 21,223 | | | Cash at Beginning of Period | 205,247 | 194,208 | 98,906 | 112,486 | 99,264 | | Cash at End of Period | 92,509 | 205,247 | 194,208 | 98,903 | 120,486 | | | |
