| Income Statement for Wilshire Bancorp Inc. (WIBC) | | | | | | | Income | in Thousands of Dollars | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | Total Interest Income | 157,636 | 141,400 | 97,288 | 59,798 | 40,926 | | Total Interest Expense | (76,286) | (64,823) | (34,341) | (17,463) | (11,944) | | Net Interest Income | 81,350 | 76,576 | 62,948 | 42,335 | 28,982 | | Loan Loss Provision | (14,980) | (6,000) | (3,350) | (3,567) | (2,770) | | Net Interest Income After Loan Loss Provision | 66,370 | 70,576 | 59,598 | 38,769 | 26,212 | | Non-Interest Income | 22,584 | 26,400 | 20,477 | 20,997 | 17,099 | | Non-Interest Expense | (44,839) | (41,232) | (33,563) | (27,283) | (21,998) | | Special Income/Charges | - | - | - | - | - | | Net Income Before Taxes | 44,115 | 55,744 | 46,512 | 32,482 | 21,312 | | Premium Tax (Credit) | - | - | - | - | - | | Minority Interest | - | - | - | - | - | | Income Taxes | (17,309) | (21,803) | (18,753) | (13,024) | (8,495) | | Net Income from Continuing Operations | 26,806 | 33,942 | 27,760 | 19,458 | 12,817 | | Net Income from Discontinued Operations | - | - | - | - | - | | Net Income from Total Operations | 26,806 | 33,942 | 27,760 | 19,458 | 12,817 | | Extraordinary Income/Loss | - | - | - | - | - | | Income from Cum. Effect of Acct Change | - | - | - | - | - | | Income from Tax Loss Carryforward | - | - | - | - | - | | Other Gains | - | - | - | - | - | | Total Net Income | 26,806 | 33,942 | 27,760 | 19,458 | 12,817 | | | Results | in Dollars (Preferred Dividends in Thousands) | | | 12/2007 | 12/2006 | 12/2005 | 12/2004 | 12/2003 | | | Dividends Paid Per Share | 0.20 | 0.19 | 0.12 | 0.00 | 0.00 | | Preferred Dividends | - | - | - | - | - | | | Basic EPS from Continuing Operations | 0.91 | 1.17 | 0.97 | 0.70 | 0.50 | | Basic EPS from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Total Operations | 0.91 | 1.17 | 0.97 | 0.70 | 0.50 | | Basic EPS from Extraordinary Inc | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Cum. Effect of Acct Chg | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Tax Loss Carryforward | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS from Other Gains(Loss) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Basic EPS, Total | 0.91 | 1.17 | 0.97 | 0.70 | 0.50 | | | Basic Normalized Net Income/Share | 0.91 | 1.17 | 0.97 | 0.70 | 0.49 | | | Diluted EPS from Continuing Operations | 0.91 | 1.16 | 0.96 | 0.68 | 0.44 | | Diluted EPS from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Total Operations | 0.91 | 1.16 | 0.96 | 0.68 | 0.44 | | Diluted EPS from Extraordinary Inc | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Cum. Effect of Acct Chg | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Tax Loss Carryforward | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS from Other Gains(Loss) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | | Diluted EPS, Total | 0.91 | 1.16 | 0.96 | 0.68 | 0.44 | | | Diluted Normalized Net Income/Share | 0.91 | 1.16 | 0.96 | 0.68 | 0.44 | | | |
