World Acceptance Corporation, a small-loan consumer finance company, primarily offers short-term small loans, medium-term larger loans, related credit insurance products, and ancillary products and services to individuals. The company also provides income tax return preparation, electronic filing, and refund anticipation loans. In addition, it markets automobile club memberships to its borrowers. Further, the company sells credit insurance to customers in connection with its loans as an agent for an unaffiliated insurance company. World Acceptance Corporation, through its subsidiary, also provides computer software solutions for the consumer finance industry. As of March 31, 2006, the...