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Profile for Yadkin Valley Fin (YAVY)

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Profile for Yadkin Valley Financial Corp.  (YAVY) 
$ 12.50      1.11 (+9.75%) Volume: 56.86 k 4:00 PM EDT Oct 10, 2008
Business Description:
A bank holding company, whose operations are retail oriented and directed toward individuals and small and medium-sized businesses. It provides traditional commercial and consumer banking services.
Address:    209 North Bridge Street, Elkin, NC 28621
Telephone:   
(336) 526-6300
 
Website:   
www.yadkinvalleybank.com
Facsimile:   
(336) 835-8858
Email:   
yvbonline@yadkinvalleybank.com
Details
CEO:   
William A. Long
Employees:   
337
Market Cap:   
143.95 m
Issue Type:   
Common Stock
Auditor:    Dixon Hughes PLLC
Last Audit:    Unqualified
Indices:    Regional - Mid-Atlantic Banks, Russell 2000
Industry Classifications
Sector:   
Financial
CIK:   
0001366367
Industry:    Banking
NAICS:    Commercial Banking (522110)
QM ID:    Regional - Mid-Atlantic Banks (412)
SIC:    State Commercial Banks (6022)
Profitability
Management Effectiveness
Gross Margin:   
 
Return on Equity:   
8.00
EBIT Margin:   
57.80
Return on Capital:   
7.10
Profit Margin:   
19.70
Return on Assets:   
0.80
Share Statistics
Outstanding:   
11.52 m
Float:   
10.79 m
Short Interest:   
649.93 k (as of 9/10/08)
Short Int Ratio:   
16.40
% of Float:   
6.00%
Non-Corp. Insider Hold'gs:   
6.30% (as of 7/1/08)
Bought Prev 3 Mo:   
9.66 k
Sold Prev 3 Mo:   
1.6 k
Institution Hold'gs:   
11.60% (as of 8/1/08)
Total Held:   
1.33 m
Institutions:   
39
Bought Prev Mo:   
282.64 k
Sold Prev Mo:   
195.3 k

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Research Report
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Research Report
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Date:Sep 3, 2008
Price:Free
Pages:4
Document Type:Adobe Acrobat Reader
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