Michael K. Murtaugh

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Here is a copy of personal Bio that we found:

Michael K. Murtaugh, the Company's Vice President and General Counsel, was the sole stockholder of Bagel One, Inc., which owned and operated a Big Apple Bagels franchise store in Illinois. A note receivable owed by Bagel One, Inc. to Systems, guaranteed by Mr. Murtaugh, effective March 2000 in the amount of $30,025 for a term of six years bearing 9% interest, had an outstanding balance of $0 and $2,244 as of November 30, 2006 and 2005, respectively. There are no payments in arrears. Interest income recognized and received by Systems amounted to $47 and $300 in 2006 and 2005, respectively. The note was paid off in full in 2006.